The following terms and conditions of use apply to all visitors to and users of the United Consumer Financial Services Company ("UCFS") Merchant Portal http://distributor.ucfs.net
The terms "UCFS," "we," "us," and "our" refer to the United Consumer Financial Services Company and includes (unless the context dictates otherwise) its affiliated entities, including but not limited to United Direct Finance Inc.
3.CONDITIONS AND RESTRICTIONS ON USE
In your access and use of the Portal, you agree to comply with all procedures, rules, and policies established by us and all applicable federal, state, and local laws and regulations.
You are prohibited from violating or attempting to violate the security of the Portal. You agree not to: (i) access data or materials not intended for you or use any data mining, robots, or similar data gathering or extraction methods in connection with this Portal or the Materials; (ii) log into a server or account which you are not authorized to access; (iii) attempt to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures; (iv) attempt to interfere with service to any user, host, or network, including without limitation, by means of submitting a virus to the Portal, overloading, "flooding," "mailbombing," or "crashing" the Portal; or (v) otherwise attempt to gain unauthorized access to any portion of this Portal or the Materials or any other accounts, computer systems, or networks connected to this Portal, whether through hacking, password mining, or any other means. Violations of system or network security may result in civil or criminal liability. UCFS reserves the right to investigate occurrences which may involve such violations, and UCFS may involve, and cooperate with, law enforcement authorities in prosecuting users who have participated in such violations.
Without limiting the foregoing, you may not, and by using the Portal you agree not to, use the Portal to: (i) transmit or post material that is copyrighted, unless you are the copyright owner or have obtained the permission of the copyright owner to transmit it; (ii) transmit or post material that reveals trade secrets, unless you own them or have the permission of the owner to so transmit them; or (iii) transmit or post material that infringes on any Intellectual Property Rights (as defined below) of others or violates the privacy or rights of publicity of others. The term "Intellectual Property Rights" means collectively, rights under patent, trademark, copyright, and trade secret laws, and any other intellectual property or proprietary rights recognized in any country or jurisdiction worldwide, including, without limitation, moral rights and similar rights.
All content and materials on the Portal are the property of UCFS and are subject to U.S. and international copyright, trademarks, and other proprietary rights and Intellectual Property Rights laws. All software used on the Portal is the property of UCFS or its licensors and is subject to U.S. and international copyright laws. You acknowledge that you do not acquire any ownership rights by virtue of downloading copyrighted material from the Portal.
All rights not expressly granted hereunder are expressly reserved by UCFS.
This Portal and all of its materials, including, but not limited to, its software, HTML code, scripts, text, artwork, photographs, images, video, and audio (collectively, "Materials") are protected by copyright laws and other U.S. and international laws and treaties. No right, title, or interest in our Materials is conveyed to you.
All Materials are provided by us as a general service to visitors to and users of this Portal and may be used only for those informational and referential purposes for which they are provided and then only if you also retain all copyright and other proprietary notices contained on the Materials. This is a limited license, not a transfer of title, to our Materials, and such license and your use of the Portal are subject to the following restrictions: (i) you may not copy, reproduce, publish, transmit, distribute, perform, display, post, modify, create derivative works from, sell, license, or otherwise exploit this Portal or any of its Materials without our prior written permission; (ii) you may not access or use the Materials or this Portal in any manner that is competitive with us or in any manner that violates any applicable federal, state, or local laws or regulations; and (iii) you may not permit any copying of our Materials. Any unauthorized copying, alteration, distribution, transmission, performance, display, or other use of the Materials or this Portal is prohibited. We may revoke this limited license at any time for any or no reason.
You agree not to modify, alter, or deface any of the trademarks, service marks, or other intellectual property we make available in connection with this Portal, including the Materials.
We may terminate, change, suspend, or discontinue any aspect of this Portal, including the availability of any features of the Portal, at any time and without notice.
We may terminate your access to or use of this Portal at any time, for any reason or no reason and without prior notice to you.
4.PASSWORDS AND MAINTENANCE OF SECURED ACCESS
You are entirely responsible for maintaining the confidentiality of your user name and password and for all activities which occur during your use of the Site. You agree to immediately notify UCFS of any unauthorized use of your password or of any other breach of security known to you. If we agree to allow You to provide access to the Portal to another person or entity, you agree to provide that access to only those persons or entities with a genuine need for access to information on the Site, and further agree to immediately revoke any authorization you provide to the Portal once warranted, by termination or otherwise.
5.YOU ARE RESPONSIBLE FOR ALL OF YOUR ACTIVITIES AND ALL OF THE CONTENT YOU POST.
You represent and warrant that any information you post or provide to UCFS through the Portal, including, without limitation, any information related to a consumer sales contract, is truthful, accurate, not misleading and offered in good faith. You agree to exercise caution and best business practices in using information supplied through the Portal. You agree NOT to use the Portal for or in connection with any of the following activities: (i) transmitting or relaying spam, spoofing or otherwise impersonating any person or entity, or falsely stating or otherwise misrepresenting your identity or affiliation in any way; (ii) using the Portal for any tortious, fraudulent or illegal purpose; (iii) e-mailing, uploading, or otherwise transmitting or using the Portal in furtherance of the use, distribution or transmission of any unlawful, harassing, defamatory, tortious, libelous, sexually explicit, obscene, hateful, racially, ethnically or otherwise objectionable material of any kind, including any materials that promote violence or assist in causing or carrying out such violence or materials that holds UCFS or its employees, officers, directors, shareholders, affiliates or the Portal up to public scorn or ridicule; or (iv) transmitting material that contains viruses, Trojan horses, worms, time bombs, cancel bots or other computer programming routines or engines that are intended to damage, destroy, disrupt or otherwise impair a computer's functionality or the operation of the Portal.
All feedback, comments, suggestions, ideas, and other submissions disclosed, submitted, or offered by you in connection with the Portal or the Services, including by email to us (collectively, "Feedback") will be the exclusive property of UCFS. UCFS may use, sell, exploit, disclose, or modify the Feedback in any manner and for any purpose, without compensation to you and without identifying you as the source or creator of the Feedback.
8.LINKS TO THIRD PARTY WEBSITES AND LINKING TO THIS PORTAL
This Portal may include links to other websites, which are not under our control. We are not responsible for (i) the content or information at any linked websites or any other linked websites accessible from such linked websites, (ii) any changes or updates to the content or information contained in linked websites, (iii) the privacy policies of any linked websites, or (iv) the security of any linked websites. We provide the linked websites to you only as a convenience, and the inclusion of any such links on the Portal does not imply our endorsement of the linked websites, the organizations operating such websites, or any products or services of those organizations. Access to these linked websites is at your own risk. We have no liability arising out of or related to such websites and/or their content or for any damages or loss caused or alleged to be caused by or in connection with any use of or reliance on any such content or the goods or services available on or through any such websites.
You may not frame or mirror any part of this Portal. Any website that links to this Portal shall not imply that we endorse such website or any products or services available through such website.
9.WARRANTY DISCLAIMER AND OTHER DISCLAIMERS
THIS PORTAL AND THE CONTENT, MATERIALS, SERVICES, INFORMATION ACCESSIBLE FROM OR THROUGH IT, AND ACCESS TO THE PORTAL ARE PROVIDED "AS IS" AND "AS AVAILABLE" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT; ANY WARRANTIES CONCERNING AVAILABILITY, ACCURACY, INTEGRATION, APPROPRIATENESS, SUITABILITY, RELIABILITY, COMPLETENESS, TIMELINESS, OR USEFULNESS, ARISING FROM TRADE USAGE OR COURSE OF DEALING OR COURSE OF PERFORMANCE OR OTHERWISE, WITH RESPECT TO THIS PORTAL OR THE INFORMATION, MATERIALS, OR CONTENT THEREON, OR THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THEM. UCFS DOES NOT WARRANT THAT ANY PART OF THE PORTAL WILL OPERATE UNINTERRUPTED OR ERROR-FREE OR BE SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE PORTAL OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT TRANSMISSION TO OR FROM THE PORTAL AND ACCESS TO THE PORTAL WILL NOT BE INTERRUPTED, DISCONTINUED, OR ERROR-FREE. UCFS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE PORTAL IN TERMS OF ITS QUALITY, CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.
UCFS EXPRESSLY DISCLAIMS ANY RESPONSIBILITY FOR THE ACCURACY, CONTENT, AVAILABILITY OF INFORMATION, PRODUCTS, OR SERVICES FOUND ON THIRD-PARTY WEBSITES TO WHICH THIS PORTAL LINKS OR THAT LINK TO THIS PORTAL. UCFS CANNOT BE HELD RESPONSIBLE FOR THE MATERIAL CONTAINED ON THIRD PARTY WEBSITES AND/OR RELATED SERVICES, NOR DOES UCFS MAKE ANY REPRESENTATIONS OR WARRANTIES AS TO THE SECURITY OF ANY INFORMATION YOU MIGHT BE REQUESTED TO GIVE TO THIRD-PARTY WEBSITES.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR CONDITIONS. THEREFORE, THE ABOVE MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, ALL SUCH WARRANTIES AND CONDITIONS ARE EXCLUDED AND DISCLAIMED TO THE FULL EXTENT PERMITTED BY THE LAW.
We do not guarantee the accuracy, completeness, or currency of information at, or available through, this Portal about regulations, requirements, rules, or laws. We do not render legal advice, and this Portal and such information should not be used as substitutes for competent legal advice from a licensed attorney.
We make no representations as to the completeness, accuracy, or currency of any information on, or available through, this Portal or in the Materials. From time to time, there may be information on this Portal or in the Materials that contains typographical errors, inaccuracies, or omissions.
The inclusion of any offerings, resources, or services on (or availability through) this Portal or in the Materials does not imply or warrant that these offerings, resources, or services will be available at any particular time.
10.LIMITATIONS OF LIABILITY
We make no representations that the Materials contained within or available from this Portal are appropriate for locations outside the United States. If you use this Portal from locations outside the United States, you are responsible for compliance with any and all applicable local laws, including but not limited to all export and import regulations and laws. We administer the Portal from facilities within the United States.
13.WAIVER AND SEVERABILITY
14.LEGAL NOTICE FOR NEW JERSEY RESIDENTS
15.CHANGES TO PORTAL AND OFFERINGS
UCFS reserves the right at any time and from time to time to modify, suspend, or discontinue, temporarily or permanently, the Portal and/or any of the services, offerings, resources, and/or features available on or through the Portal (or any part thereof), with or without notice. You agree that UCFS shall not be liable to you or to any third party for any such modification, suspension, or discontinuance.